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What is Personal Loan?

Personal Loan is an unsecured loan for personal use which does not require any security or collateral. Personal Finance can be availed for any purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, medical expenses, buying jewelry , down-payment for a home loan, transfer of credit card outstanding, or sudden business requirement. You can virtually do anything with the money, as long as you pay off the installments in time.


Benefits of Personal Loan.

Personal Loans for salaried and self-employed individuals

  • Special Personal Loans for doctors, chartered accountants, engineers, architects, company secretaries, and
          ICWAI graduates.
  • Personal Loans are available from Rs. 1 lakh to Rs. 20 lakhs for any purpose depending on your requirement.
  • Flexible repayment options, ranging from 12 to 84 months.
  • Hassle-free Personal Loans - No security/guarantor/collateral required.
  • Repay with easy EMIs
  • Balance transfer facility to retire any higher cost debt.
  • Simple procedure, minimal documentation, and quick approval.


Who is Eligible for Personal Loan?

A person with stable monthly income is eligible for Personal Loan.

  • Salaried person.
  • Business Person with stable income and business.
  • A partnership or a Pvt. Ltd. company.
  • Professionals with stable income and business.

Eligibility Criteria

Personal loan eligibility for Salaried Employees

Salaried Doctors, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 58 years
  • Minimum Net Monthly Income: Rs 15,000
  • Maximum loan available: Rs 15 lacs
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